Lending Operations Analyst

Join the BigPay Team! Levelling up people’s lives, one transaction at a time.

What we do, and why we do it

The banking system is evolving to give consumers the transparency, control and financial wellbeing they deserve. In a world where technology can change how we live for the better, there is no reason to be burdened by legacy systems, bureaucracy and mediocrity. It’s time for a change, and you can be part of this revolution!

BigPay is everything you wish your bank was: fair, transparent, frictionless. We went back to the drawing board to explore how new technologies could bring power back to you. Our goal is to solve real world money problems for millions of people by empowering them, and providing a simple interface for users to send, receive and track their money.

Life at BigPay

We’re fast, curious and ambitious. We are on a fearless adventure to change financial services for consumers, and we value ownership, initiative and leadership from everyone in the company. We’re going out of our way to recruit the most intelligent, creative and talented people in the world. We want innovators, and that means maintaining an environment where they can flourish. Our only boss is the consumer.

BigPay values highly collaborative, hardworking people, who can deconstruct problems on the fly and take the team with them, while being inventive, iterative and agile. We never want to reach a stage where you are not challenged on a daily basis – because it means we’re not going fast enough.

Description

• Responsible for implementation and enhancement of day to day lending operations.
• Closely work with credit monitoring and collections team to understand portfolio health and recommend course corrections
• Ensure credit policies and strategies such as risk segmentation, approval matrix, pricing table are up to date
• Liaise and follow up with relevant departments to ensure requested enhancement and improvements are completed. 
• Perform lending related task which includes reporting to govt bodies, involved in internal and external audit , tech related issues which impact lending operations , etc.
• Regular updates to senior management including the Credit Risk Committee
• Support leadership in the development of policy and analysis that address key priorities

Requirements:

• Experience in liaising with multiple department and proven track record of decisioning skills 
• Good verbal and written communication skills
• Effectively work independently in a fast-paced environment
• Research and organisational skills to analyse, synthesise information and system enhancements..
• Minimum 2 year of experience preferred
• Experience in lending operations at a similar financial institution preferred