Marketing Executive (Hire Purchase) - Ipoh & Sitiawan

Job Description:
• Meet sales target by securing new quality loans in line with management decision on the portfolio mix of products and customers
• Maintain excellent business relationship with internal and external customers and dealers to create business leads and opportunities
• Received loan/financing applications from dealer/customer/salesman and ensure documents received are in accordance to Auto credit underwriting guidelines requirement
• Ensure consent for credit bureau checking is given by customer before proceeding further on the loan/financing applications compliance
• Interview applicant (by phone/in person) and conduct KYC/CDD and ECDD for higher risk customer
• Authentication of identification, income and vehicle documents compliance
• Create credit application in Auto Credit System (ACS). Perform data entry (SDE & FDE) in ACS and ensure data keyed in is complete and accurate
• Ensure Credit Application is created timely to meet targeted Turnaround Time compliance
• Perform CTOS enquiry for (i) all non-individual applications. (ii) all individual applications that exceed AFS’s DA and (iii) other than the above as and when required
• Keep dealers updated on a daily basis the status of cases submitted
• Supervise and ensure timely issuance of Letter of Undertaking to dealer and follow up on the execution of HP agreement and other related documents
• Serve Product Disclosure Sheet (PDS) and brief customer/s on the contents of HP agreement and witness the execution of the Agreement compliance
• Investigate and follow up on cases that have been delayed for approval and disbursement
• Prepare proposal for panel dealership and other facilities applied by panel dealers
• Conduct site visits when required
• Prepare reports for Business Manager as and when required
• Any other duties and responsibilities as assigned by Management from time to time

Job Requirement:
• Diploma / Higher Diploma/ Degree Qualification in Banking related discipline, Finance and Management.
• Min 1 year of work experience in Banking or Auto Finance industry.
• Good communication and interpersonal skills to build business relationships with dealers.