Risk System, Senior Specialist

Get To Know Our GX Bank Team

GX Bank Berhad - the Grab-led Digital Bank - is the the FIRST digital bank in Malaysia, approved by BNM to commence operations. We aim to leverage technology and innovation to serve the financial needs of the unserved and underserved individuals, and micro and small medium enterprises.

We are driven by our shared purpose and passion to bring positive transformation to the banking industry, starting with solutions that addresses the financial struggles of Malaysians and businesses.

Get To Know The Role

We are seeking a highly skilled and motivated Credit Systems and Fraud Prevention Specialist to join our Risk team. The ideal candidate will be responsible for maintaining and optimizing our credit decisioning engine and fraud rules engine. This role is critical to ensuring the smooth and secure operation of our banking systems, enhancing decision-making accuracy, and minimizing fraud risk.

• System Maintenance and Optimization:
• Perform regular maintenance and updates on the credit decisioning engine and fraud rules engine.
• Monitor system performance and implement necessary adjustments to ensure optimal functionality.
• Troubleshoot and resolve any issues or bugs in the system promptly.
  
  

• Rule Management and Implementation:
• Develop, implement, and update credit decisioning and fraud detection rules based on business requirements.
• Collaborate with business analysts and stakeholders to understand and translate their needs into effective system rules.
• Test and validate new rules to ensure they function as intended and do not negatively impact system performance.
  
  

• Data Analysis and Reporting:
• Analyze system data to identify trends, anomalies, and areas for improvement.
• Generate regular reports on system performance, decision accuracy, and fraud detection efficacy.
• Provide insights and recommendations based on data analysis to enhance system capabilities.
  
  

• Collaboration and Support:
• Work closely with IT, Risk Management, and Compliance teams to ensure systems meet regulatory and security standards.
• Provide technical support and training to users and stakeholders as needed.
• Assist in the development and documentation of system processes, procedures, and guidelines.
  

The Must Haves

• Education:
• Bachelor’s degree in Computer Science, Information Technology, or a related field. Equivalent work experience may be considered.
  
  

• Experience:
• Minimum of 3-5 years of experience in system maintenance, IT support, or a related role.
• Experience with credit decisioning engines and fraud detection systems is highly desirable. Knowledge lending products, is a plus.
• Strong knowledge of database management, scripting, and automation tools.
  
  

• Technical Skills:
• Proficiency in SQL, Python, or other relevant programming languages.
• Familiarity with system monitoring tools and techniques.
• Knowledge of banking and financial services, particularly in credit risk and fraud detection, is a plus.
  
  

• Soft Skills:
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Ability to work independently and collaboratively in a fast-paced environment.
• Detail-oriented with a commitment to maintaining system integrity and security.