Senior Software Engineer, Fintech Platform (Full Stack)

About Reap

Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.

Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments.

Backed by leading investors including Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance.

About The Team

Our Reap Direct team crafts and maintains cutting-edge client-facing web and mobile platforms, including essential products like Reap Card, Reap Pay, and expense management solutions. We are dedicated to building reliable, user-centric experiences with empathy, prioritizing our clients' experience and needs. We value innovation and strive to create scalable solutions that drive our success.

What you’ll do

As a Senior Software Engineer on the Reap Direct team, you'll own the full development lifecycle of features, from conception to deployment. You'll play a key role in creating scalable, maintainable, and robust systems and user interfaces that are truly customer-centric. Working within a cross-cutting team, you'll collaborate closely with other engineers and product stakeholders to design and craft innovative solutions that directly address our clients' everyday challenges.

The ideal candidate will possess a strong passion for technology, a drive for excellence, and a collaborative mindset to work effectively within cross-functional teams. If you are enthusiastic about pushing boundaries, solving complex problems, and making a significant impact, we encourage you to apply and be part of our exciting journey in shaping the future of our products.

Responsibilities

• Design, develop, and deploy scalable applications in our AWS environment, ensuring the implementations meet business requirements and adhere to high-quality standards.
• Collaborate closely with cross-functional teams, including product managers, designers, and fellow engineers, driving seamless product development from concept to deployment.
• Keep our tech stack modern and competitive by staying current with the latest industry trends and technologies.
• Enhance system observability and reliability through writing tests, adding key metrics, debugging issues, and learning from incidents.
• Contribute to our team's growth by assisting with resume screening and conducting interviews for new talent.
  
  

What we’re looking for

We encourage everyone to apply even if you just meet the minimum requirements. Preferred qualifications are a bonus.

Minimum Requirements

• Experience: minimum of 6 years of fullstack development experience, with a track record of owning and operating business-critical systems (candidates with fewer years of experience may also be considered as Software Engineer)
• Problem solving: You care deeply about correctness, edge cases, and failure modes. You approach problems with curiosity and care. You debug thoughtfully, ask questions, and aim for correct, maintainable solutions and prioritize clear, robust solutions over quick fixes. You’re accustomed to working on brownfield projects
• Fullstack: You enjoy crafting comprehensive solutions across the stack and embrace the responsibility of seeing your features through to success
• Backend: Strong knowledge in scalable software application design, API design, and design patterns. Familiarity with modern architectures and frameworks especially micro services, event driven, serverless, Node.js, typescript, NestJS, etc.
• Frontend: In-depth knowledge of React.js, micro-frontend, state management, CSS processors (e.g. SASS) and frameworks (e.g. MUI, Styled-components/ Emotion)
• Data modeling and access: You’re comfortable working with relational databases like Postgres or MySQL and are familiar with ORMs like TypeORM, Prisma, or equivalents in your stack
• Technical judgment: You balance technical depth with product understanding, and apply sound judgment when making tradeoffs. You build systems that are elegant under the hood, but practical and adaptable in real-world use
• Engineering growth mindset: You seek feedback, enjoy learning from others, and are excited to take on progressively more ownership
• Collaboration: You enjoy working on a team, writing clear code, and participating in peer reviews. You communicate clearly and respectfully. You communicate clearly, challenge ideas respectfully, and help raise the quality of the whole team.
• Versatility: You’re comfortable learning new domains, working across the stack, and adapting quickly as priorities shift. You thrive in fast-moving environments and aren’t afraid to dive deep into unfamiliar systems.
  
  

Preferred Qualifications

• Domain exposure: Experience or interest in fintech domains—such as payments, credit card issuer, or exchanges—is a plus
• Technical foundations: You’re familiar with common patterns like async workflows, microservices, and event-driven systems
• Experience in mobile app development: You’re familiar with app development using tools like React Native, and also the process of publishing apps to the app store
• AI fluency: You actively use AI tools to speed up your work and deepen your understanding, always applying your expertise to evaluate, learn from, and enhance AI's contributions
• High-growth environments: Experience in high-growth, fast-paced teams or startups is helpful
  
  

Our stack

We use

• TypeScript
• Node.js, running on AWS infrastructure (Serverless, Containers, Relational DBs, Messaging)
• React.js, with tools like Vite, React-query, Zustand and Redux
• Github
• Some legacy systems are written in Python and are containerized using Docker
  
  

We value strong fundamentals and a willingness to learn over prior experience with any specific toolset.