Senior Specialist, AML Governance

Get To Know Our Company

GX Bank Berhad - the Grab-led Digital Bank - is the FIRST digital bank in Malaysia, approved by BNM to commence operations. We aim to leverage technology and innovation to serve the financial needs of the unserved and underserved individuals, and micro and small medium enterprises.

We are driven by our shared purpose and passion to bring positive transformation to the banking industry, starting with solutions that address the financial struggles of Malaysians and businesses.

Get To Know The Role

Strategic Policy & Procedure Development and Oversight

• Lead the end-to-end development, meticulous review, and continuous enhancement of comprehensive AML/CTF policies, procedures, and guidelines. Ensure proactive alignment with evolving local international regulatory requirements.
• Drive the integration of new regulatory mandates and industry best practices into our existing framework, ensuring all documentation is precise, actionable, and reflects operational realities.
• Serve as a subject matter expert, providing authoritative guidance on policy interpretation and application across the organization.
  
  

Advanced Risk Assessment and Management

• Spearhead the design, execution, and continuous refinement of the organization's enterprise-wide ML/TF risk assessment methodology.
• Conduct in-depth analysis of emerging ML/TF typologies, complex financial crime schemes, and geopolitical risks, translating these into actionable insights and recommending sophisticated control enhancements.
• Provide expert counsel on risk mitigation strategies for high-risk products, services, complex transactions, and new business ventures, ensuring robust controls are embedded from inception.
  
  

Robust Governance And Stakeholder Engagement

• Lead the preparation of comprehensive reports and presentations for senior management committees (e.g., AML Committee, Board Compliance Committee), effectively communicating AML program effectiveness, key challenges, and strategic recommendations.
• Drive the monitoring and reporting of AML program performance through key risk indicators (KRIs) and key performance indicators (KPIs), identifying trends and proactively addressing control gaps.
• Foster strong collaborative relationships with internal stakeholders, including Business Units, Tech, Legal, and Internal Audit, to ensure seamless adoption and adherence to AML/CTF requirements.
  
  

Regulatory Compliance, Liaison, And Reporting Excellence

• Act as a primary point of contact for regulatory inquiries, facilitating internal and external AML audits and regulatory examinations with precision and transparency.
• Oversee the timely and accurate preparation and submission of all mandatory AML/CTF reports to regulatory bodies.
• Proactively anticipate future regulatory changes and assess their impact on the organization, developing strategic implementation plans.
  
  

Leadership In Training And Awareness

• Design and deliver advanced AML/CTF training modules for specialized teams (e.g., investigations, high-risk customer onboarding) and senior management, focusing on complex scenarios and emerging threats.
• Champion a strong, proactive compliance culture across the organization, advocating for continuous learning and adherence to best practices.
  
  

Strategic Advisory And Problem Solving

• Provide authoritative and strategic advice to senior management and business leaders on complex AML/CTF matters, including high-profile cases, sanction compliance, and interpretation of ambiguous regulatory requirements.
• Lead the resolution of escalated AML-related issues, applying critical thinking and a deep understanding of financial crime risks.
  
  

Project Leadership And Innovation

• Lead and manage significant AML-related projects, such as the implementation of advanced transaction monitoring systems, automation initiatives, or technology upgrades, from conception to successful deployment.
• Drive continuous improvement initiatives within the AML governance function, leveraging technology and process optimization to enhance efficiency and effectiveness.
  
  

The Must Haves

• A relevant tertiary level qualification and/or recognised qualification(s) appropriate to the role; preferably possess the relevant professional certifications in AML/CFT.
• 8 to 12 years of progressive experience in AML/CTF compliance, with a significant portion dedicated to AML governance, policy development, or enterprise-wide risk management within a reputable financial institution or regulated entity (e.g., banking, insurance, fintech) in Malaysia.
  
  

Skills -

• Exceptional analytical, critical thinking, and problem-solving abilities.
• Superior written and verbal communication skills, with the ability to present complex information clearly, concisely, and persuasively to executive leadership, regulators, and diverse audiences.
• Advanced proficiency in data analysis, compliance management systems, and project management tools.
• Outstanding organizational skills, meticulous attention to detail, and the ability to manage multiple priorities effectively in a demanding environment.
• Strong leadership capabilities with proven experience in mentoring junior team members or leading initiatives.
• Unquestionable integrity and adherence to the highest ethical standards.