Finance Consultant (Hybrid Working/WFH/Kota Kinabalu)

Number of openings: 10 pax

Hybrid work arrangement: Candidates are allowed to work from office or from home.

Working Days & Hours:

• Working Hours: Flexible hours
• Work Days: Monday to Friday only

Job Requirements:

• A minimum of a Bachelor's degree (preferred) or equivalent professional experience.
• Proven experience in sales, finance, or a related field (or a strong desire to build a career in finance).
• Relevant financial certifications or licenses are an advantage.
• Exceptional communication, presentation, and interpersonal skills.
• High level of professionalism and integrity.
• Self-motivated, goal-oriented, and able to work independently to achieve targets.

Job Scopes:

• Comprehensive Client Needs Analysis: Conduct detailed consultations to understand clients' financial goals, current assets, and risk tolerance across their lifecycle.
• Risk Management & Protection: Recommend, promote, and implement insurance solutions (Life, Health, Critical Illness) to protect clients' income and wealth.
• Wealth Accumulation Strategy: Advise clients on disciplined savings and investment plans to build capital and achieve long-term financial objectives.
• Generational Wealth Planning: Introduce and structure estate planning concepts (e.g., wills, trusts) to ensure efficient and desired wealth transfer.
• Relationship Management & Review: Proactively manage a client portfolio, ensuring continuous support, plan reviews, and seeking client referrals.

Benefits & Remunerations:

• Start- up allowance from AIA for 18 months: RM 3,500 to RM 15,000
• Yearly efforts are rewarded up to 6 years in commission payout
• Performance-based bonus & incentives
• Training & supervision
• Personal development
• Complete digital ecosystem
• Opportunity for oversea trips