Insurance Advisor

RFS CONSULTANTS SDN BHD


Date: 1 week ago
City: Remote
Contract type: Full time
Remote
Job Responsibility

  • Client Prospecting & Sales
  • Identifying and reaching out to potential clients through networking, referrals, and marketing efforts.
  • Conducting needs analysis to understand clients' financial goals, liabilities, and protection needs.
  • Recommending suitable life insurance plans, including term life, whole life, investment-linked, and takaful plans.
  • Presenting policy details, explaining benefits, terms, and conditions in compliance with Bank Negara Malaysia (BNM) regulations.
  • Handling objections and guiding clients to make informed insurance decisions.
  • Customer Relationship Management
  • Building and maintaining long-term relationships with clients through regular follow-ups.
  • Assisting clients with policy renewals, updates, and premium payments.
  • Providing financial planning advice and policy reviews to ensure adequate coverage as life circumstances change.
  • Educating clients on riders, investment-linked options, and additional coverage benefits.
  • Claims & Policy Servicing
  • Guiding clients through the claims process in case of death, disability, or critical illness.
  • Assisting in policy modifications such as beneficiary updates or premium adjustments.
  • Handling policy cancellations or conversions as per client requests.
  • Compliance & Professional Development
  • Adhering to Bank Negara Malaysia (BNM) and Life Insurance Association of Malaysia (LIAM) regulations.
  • Ensuring all sales practices align with the Financial Services Act 2013 and Islamic Financial Services Act 2013 (for takaful).
  • Maintaining up-to-date knowledge of insurance products, tax benefits, and market trends.
  • Attending continuous professional development (CPD) training and obtaining necessary certifications such as Pre-Contract Examination for Insurance Agents (PCEIA) and Investment-Linked Life Insurance (ILP) certification.
  • Business Development & Marketing
  • Organizing financial literacy talks, roadshows, and seminars to educate the public.
  • Leveraging digital marketing, social media, and online platforms to attract new clients.
  • Developing strategic partnerships with businesses, professionals, or financial planners for referrals.

Job Requirements

  • Malaysian Citizenship
  • STPM/Diploma/Degree.
  • SPM (min 5 subject PASS - Bahasa Malaysia Compulsory PASS)
  • Good communication skills
  • Can work in a team
  • Got driving license
  • Got transportation

Job Benefits

  • Training provided
  • Income with no limit
  • Commission paid 6 years for 1 sale
  • Commission paid twice a month
  • Bonus twice a year for 3 years
  • Travel (local and overseas) every year
  • Retirement savings provided
  • Business can be inherited
  • Flexible schedule
  • Opportunities for promotion
  • Work Remotely

How to apply

To apply for this job you need to authorize on our website. If you don't have an account yet, please register.

Post a resume

Similar jobs

English to Malay Translator

DataAnnotation, Remote
6 days ago
DataAnnotation is committed to creating quality AI. Join our team to help train AI chatbots while gaining the flexibility of remote work and choosing your own schedule.We are looking for a bilingual professional to join our team and teach AI chatbots. You will have conversations in both Malay and English with chatbots in order to measure their progress, as well...

Proposal Specialist

Teradata, Remote
1 week ago
Our CompanyAt Teradata, we believe that people thrive when empowered with better information. That’s why we built the most complete cloud analytics and data platform for AI. By delivering harmonized data, trusted AI, and faster innovation, we uplift and empower our customers—and our customers’ customers—to make better, more confident decisions. The world’s top companies across every major industry trust Teradata...

Engineering Manager

OSOME, Remote
1 week ago
We're Osome - an international fintech startup making the lives of entrepreneurs easier. We help thousands of businesses kick admin, accounting and bookkeeping out of their day-to-day, so they can spend more time on what's important to them. We've developed a unique solution that combines SaaS with a human-in-the-loop approach to provide full-fledged services in real-time.We're experiencing tremendous growth in...