CREDIT ANALYST

ORPHEUS CAPITAL SDN BHD


Date: 1 week ago
City: Kuala Lumpur
Contract type: Full time
  • Conduct in-depth analysis of financial data and credit reports to assess the credit worthiness of potential and existing clients.
  • Utilize risk assessment tools and techniques to evaluate the likelihood of default and potential credit risks associated with new and existing clients.
  • Evaluate loan applications, credit lines, and other financial products to determine their viability and potential risks, ensuring adherence to internal policies and regulatory requirements.
  • Communicate with clients to collect financial information, provide guidance on credit-related matters, and discuss credit terms and conditions.
  • Ensure compliance with established credit policies and procedures, and recommend changes or updates when necessary to mitigate risk and improve credit decision-making.
  • Prepare and present detailed credit analysis reports, including financial statements, credit scoring, risk assessment summaries for management review and able to do forecasting.
  • Stay updated on industry trends, economic developments, and regulatory changes to assess potential impacts on credit decisions and portfolio management.
  • Monitor and manage the credit risk exposure of the organisations portfolio, identifying potential issues and opportunities for risk mitigation and portfolio optimization.
  • Familiarity with SMEs and awareness of the latest business dynamics will be an advantage
  • Strong written and interpersonal communication skills (English & Malay).
  • Strong presentation skills.
  • Proficient skills in email, Microsoft Office Suite (Word, PowerPoint and Excel).
  • Excellent time management and organizational skills CRM experience is preferred.
  • Accuracy and attention to detail.
  • Able to work independently with low supervision and minimum guidance.
  • Knowledge of risk mitigation solutions.

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