Merchant Risk and Underwriting Specialist

Razer Inc.


Date: 4 hours ago
City: Shah Alam
Contract type: Full time
Joining Razer will place you on a global mission to revolutionize the way the world games. Razer is a place to do great work, offering you the opportunity to make an impact globally while working across a global team located across 5 continents. Razer is also a great place to work, providing you the unique, gamer-centric experience that will put you in an accelerated growth, both personally and professionally.

Job Responsibilities

As a Merchant Risk and Underwriting Specialist, you will play a crucial role in assessing and managing risks associated with merchant accounts. You will be responsible for underwriting new merchant applications, conducting risk assessments, and implementing strategies to mitigate potential fraud and financial losses. This role requires strong analytical skills, attention to detail, and a thorough understanding of payment processing regulations and industry best practices.

  • Evaluate merchant applications and conduct comprehensive risk assessments to determine eligibility for account approval.
  • Analyze transaction data, financial statements, and other relevant information to assess merchant risk profiles and identify potential red flags.
  • Ensure compliance with payment network rules, regulations, and internal policies governing merchant account management and underwriting procedures.
  • Monitor merchant accounts for changes in risk profiles and implement appropriate risk management strategies, including account monitoring, limit adjustments, and account closures.
  • Perform ODD and periodic reviews of existing merchants to detect suspicious activities.
  • Communicate effectively with internal stakeholders, including sales, operations, and risk management teams, to provide insights and recommendations on merchant risk management strategies.
  • Maintain accurate and detailed records of merchant underwriting decisions, risk assessments, and account monitoring activities.
  • Identify opportunities for process improvement and optimization in merchant risk management practices, driving efficiency and effectiveness.
  • Assist in developing and improving underwriting policies, workflows, and documentation.
  • Perform shift duties and undertake any other tasks assigned by the management as required.


Pre-Requisites

  • Bachelor’s degree in Finance, Business, Risk Management, or a related field.
  • 1-3 years of experience in merchant underwriting, risk assessment, or fraud prevention (eCommerce payments experience is a plus).
  • Strong understanding of KYC, KYB, AML, and fraud risk management frameworks.
  • Familiarity with payment schemes (Visa, Mastercard, UnionPay) and compliance regulations.
  • Proficiency in using risk management tools, payment processing platforms, and CRM systems.
  • Analytical mindset with strong problem-solving and decision-making abilities.
  • Excellent communication and interpersonal skills.
  • Ability to work in a fast-paced environment and handle multiple tasks efficiently.
  • Must be willing to perform shift duties and accept any tasks assigned by management as required.


Pre-Requisites

Are you game?

How to apply

To apply for this job you need to authorize on our website. If you don't have an account yet, please register.

Post a resume

Similar jobs

IT Intern

PPG, Shah Alam
1 day ago
Interested in collaborating with world-class customers, industry experts, and forward-thinking colleagues? Join PPG Internship today.You will be based at our Malaysia Technology Center (MYTC), the heart and pulse of our IT activities, Center of Excellence and Development.Your ResponsibilitiesEnthusiastic and passionate about business functions in the science and technology IT domain.Understand and practice fundamental day-to-day tasks or projects.Engage in best-practices networking...

Sales Engineer - Compressor Technique Service 1

Atlas Copco, Shah Alam
1 week ago
Our solutions are a key part of most industries - electronics, medical research, renewable energy, food production, infrastructure and many more. Working with us means working with the latest technologies and groundbreaking, sustainable innovations.Join us on our journey for a better tomorrow.We are hiring a Sales Engineer to join the team in Penang - Compressor Technique Aftermarket Solutions. Customer centricity...

Internship For Full Time Tiktok Content Creator / Videographer / Video Editor

2Y Commerce Sdn Bhd, Shah Alam
MYR 1,500 - MYR 2,000 per month
1 week ago
Job Responsibility⢠Capture and shoot high-quality product video content for social media like Tiktok & FB/Insta Reels.⢠Edit video content to align with product's branding and direction.⢠Work together with the Marketing team to develop creative concepts for campaigns.⢠Assist in brainstorming and implementing creative ideas for content creation.Job Requirements⢠Strong creativity with an eye for visual storytelling.⢠Proficiency in...